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Law Office of David A. Fernandez, P.C.

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Facing a credit card or debt collection lawsuit is a frightening experience. It feels like your debt keeps growing and that the angry letters and harassing phone calls will never stop. When you’re angry with collectors or scared about your future, you want an attorney who will defend you relentlessly in the courtroom. You want an attorney who won’t back down. You will find such an attorney at the Law Office of David A. Fernandez, P.C., in Houston.

Our law firm is founded on the proposition that all people have the right to live in dignity. When abusive creditors try to rob our clients of their dignity, we are determined to provide relief. Past clients who’ve relied on us know that we are:

Respected — Over more than 25 years, our law practice has built a reputation for highly professional and ethical service.
Tenacious — We do more than negotiate reductions in debt. We go to court to fight on your behalf.
Comprehensive — As a practice that focuses on consumer protection law, we do more than just put an end to creditor harassment: we create lasting solutions to your problems.
Runaway debt takes away your autonomy and your freedom. When you’re ready to take back control of your life, David Fernandez and his team will fight for you in court.

Consumers are often unaware that creditors and third-party creditors have inadequate records to prove their case. Our attorneys strive to keep these faulty and unreliable business records out of evidence. When we are most successful, the creditor dismisses the case, and our Case Results list shows just how common such dismissals were as recently as 2016. In that year, in 22 actions with the National Collegiate Student Loan Trust, we got the action dismissed or a result where our client paid nothing.