The question
Had a home foreclosed almost 2 years ago, and must wait 2 years to get a mortgage again. Trying to get a mortgage now, was pre-approved for around $200,000. Just today, almost 2 years since we were kicked out of our home, my old mortgage company just reported it to the Register of Deeds. So now, even though it was foreclosed almost 2 years ago and we've been out of the house that long I have to wait another 2 years for a mortgage. So that means it is actually 4 years I can't get a mortgage due to the old mortgage company not filing their paperwork almost 2 years late. Is there anything I can do? Seems as if because of HSBC (old mortgage company) taking so long to file, I'm screwed out of 2 extra years. Do I have any recourse, or is the anything that can be done?
From the LawyerCentral forum archive. Originally posted 3 June 2014 on a legal forum that has closed. Names and contact details were removed. See the original (Internet Archive).
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